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PayPal Pay in 3 is simply a feature that lets you split your basket into 3 payments. The payment for each instalment will be automatically collected via the payment details linked to your Paypal account. Your first instalment will be collected when you place your order, and the 2nd and 3rd instalments are scheduled 30 and 60 days after that date. You’ll receive a reminder from PayPal 3 days before each instalment is collected.

Yes. This method of payment is available for orders over £45 and under £2000.

To use PayPal Pay in 3 you must be at least 18 and live in the UK (excluding Channel Islands and the Isle of Man). The decision making process is automated and is based on a number of factors to determine whether PayPal Pay in 3 is suitable for you at this time.

To use PayPal Pay in 3, you’ll need to provide your:

  • Title
  • Phone number
  • Address
  • Date of birth
  • Debit card information

If needed, PayPal will run a soft credit check with an external credit reference agency. This will leave no permanent mark on your credit record if you choose not to progress. However, if you decide to use Pay in 3 but aren’t able to complete your instalments, Paypal may share your ongoing performance to credit reference agencies. So, it’s important that you’re able to keep up your repayments and that you’re comfortable that they’re affordable.not to progress. However, if you decide to use Pay in 3 but aren’t able to complete your instalments, Paypal may share your ongoing performance to credit reference agencies. So, it’s important that you’re able to keep up your repayments and that you’re comfortable that they’re affordable.

You can still apply for a refund for your purchase when you use PayPal Pay in 3. If you return some or all of your items according to our refund policy or the policy of the seller, you’ll get a partial or full refund. Partial refunds will lower the amount that you owe in the payments you have left. Any refund issued will be paid to your PayPal Balance.

Yes, just log into your PayPal account, choose the PayPal Pay in 3 plan you want to pay off, and click Make a Payment. Then you can make an unscheduled payment of Next Payment Due or Full Balance.